Welcome to Action Loan!
When BANKS say "NO", We say "YES!"
Now Serving South Florida!
If you need a hard money business loan and are having trouble finding the money through traditional banking channels, Action Loan may be your solution.
We provide commercial loans, as well as residential investment property loans. Even if you have bad credit, Action Loan may be able to work with you. Our process is quick and easy. We can have the hard money loan that you need in your hands fast.
Check out our website to find answers to the questions you have regarding your hard money loan, then call us and let us help you receive the money that you need!
Start with your borrowing purpose
Loan amounts range from $100 to $35,000. A personal cash need, a business expense and an investment property can involve different types of financing. Identify the purpose, repayment plan and full cost before comparing speed.
Explore a repayment scenario
Explore loan amounts from $100 to $35,000. See how the interest rate and repayment structure change the monthly payment and total cost.
Illustrative calculator for amounts from $100 to $35,000. The rate, term and fees shown are examples, not quoted loan terms.
Change any value to recalculate. Fees are paid upfront and are not added to the loan balance.
Regular monthly payment
Enter your assumptions to explore a repayment scenario.
- Total interest
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- Principal due at maturity
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- Total paid, including upfront fees
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The breakdown will appear after a valid calculation.
What this calculation includes
Fixed nominal annual interest divided into 12 monthly periods, payments at the end of each month, and the upfront fees you enter. Amounts are calculated before rounding and displayed to the nearest cent, so adding displayed monthly rows may differ slightly from the total. Daily interest, taxes, insurance, other charges and changes to the rate are excluded. This does not calculate APR.
With interest-only repayment, the monthly payment does not reduce principal. The full principal is added to the last payment. Neither repayment option shown here establishes which products a lender offers.
Understand interest rate and APRView the monthly repayment schedule
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Looking for quick cash or a cash advance?
First check what the product involves. A payday-style cash advance is a small, short-term personal loan. A credit-card cash advance uses an existing card's credit line. Business and investment-property financing is a separate category.
Payday-style advance
Compare finance charges, APR, the repayment date and the consequences of paying late.
Read the Consumer.gov guideCredit-card advance
Check the card issuer's cash-advance fee, applicable APR and when interest begins.
Read Chase's explanationResearching a business or investment project? Review the loan types described on this site and the property-use requirements.
Planning a business or property project?
For a Louisville property or a project elsewhere in Kentucky, start by confirming that the location and intended use can be considered. Be ready to discuss the property or equipment, project budget and proposed repayment plan.
See what to prepare before discussing a loan. For a South Florida project, review the property information to discuss.
